Privacy Policy

Last Updated: NOVEMBER 2023

Welcome to the shop Practical, By Default! Your privacy is important to us, and we are committed to safeguarding your personal information. This Privacy Policy outlines how we collect, use, and protect the information you provide while using our website, www.shop. practicalbydefault.com (“Website”).

YOUR PRIVACY IS IMPORTANT TO US

Your privacy is important to Practical, By Default.  This privacy statement provides information about the personal information that Practical, By Default collects, and the ways in which we use that personal information.

NOTE: Practical, By Default is a Canadian website and an independently operated blog subject to the laws of Canada. This website was not created to serve, nor does it actively market to residents of the EU (European Union).

I am not responsible for the privacy practices of any of my advertisers or blog commenters.

At times I may include links to other sites with privacy policies that differ from mine. Readers should always check out each website’s privacy policy. I am not responsible for the privacy policies on other pages.

WHAT INFORMATION DO WE COLLECT AND HOW IS IT USED?

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

AUTOMATICALLY-COLLECTED INFORMATION:

We automatically collect certain information about you and the device with which you access the Website. For example, when you use the Website, we will log your IP address, operating system type, browser type, referring website, pages you viewed, and the dates/times when you accessed the Website. We may also collect information about actions you take when using the Website, such as links clicked.

COOKIES:

We may log information using cookies, which are small data files stored on your browser by the Website. We may use both session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until deleted, to provide you with a more personalized experience on the Website.

If you leave a comment on our site you may opt-in to saving your name, email address, and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

We’ll also use cookies to keep track of cart contents while you’re browsing our site.

When you purchase from us, we’ll ask you to provide information including your name, billing address, shipping address, email address, phone number, credit card/payment details and optional account information like username and password. We’ll use this information for purposes, such as, to:

  • Send you information about your account and order
  • Respond to your requests, including refunds and complaints
  • Process payments and prevent fraud
  • Set up your account for our store
  • Comply with any legal obligations we have, such as calculating taxes
  • Improve our store offerings
  • Send you marketing messages, if you choose to receive them

If you create an account, we will store your name, address, email and phone number, which will be used to populate the checkout for future orders.

We generally store information about you for as long as we need the information for the purposes for which we collect and use it, and we are not legally required to continue to keep it. For example, we will store order information for tax and accounting purposes. This includes your name, email address and billing and shipping addresses.

We will also store comments or reviews, if you choose to leave them.

WHO ON OUR TEAM HAS ACCESS

Members of our team have access to the information you provide us. For example, both Administrators and Shop Managers can access:

  • Order information like what was purchased, when it was purchased and where it should be sent, and
  • Customer information like your name, email address, and billing information.

Our team members have access to this information to help fulfill orders, process refunds and support you.

FINANCIAL DATA

Financial data is data that is related to Your payment method, such as credit card or bank transfer details. We collect financial data in order to allow You to purchase, order, return, or exchange products or services from Our website and any related mobile apps. We store limited financial data.

Most financial data is transferred to our payment processors, PayPal and Stripe, and You should review these processors’ Privacy Policies to determine how they use, disclose, and protect Your financial data.

We accept payments through PayPal. When processing payments, some of your data will be passed to PayPal, including information required to process or support the payment, such as the purchase total and billing information.

Please see the PayPal Privacy Policy for more details.

We also accept payments through Stripe. When processing payments, some of your data will be passed to Stripe, including information required to process or support the payment, such as the purchase total and billing information. Stripe’s Privacy Policy can be found here. 

By using this extension, you may be storing personal data or sharing data with an external service. Learn more about how this works, including what you may want to include in your privacy policy.

SOCIAL NETWORKING DATA 

We may access personal information from social networking sites and apps, including Facebook, Instagram, or other social networking sites or apps not named specifically here, which may include Your name, Your social network username, location, email address, age, gender, profile picture, and any other public information. If You do not want Us to access this information, please go to the specific social networking site and change Your privacy settings.

MOBILE DEVICE DATA 

If You use Our website via a mobile device or app, We may collect information about Your mobile device, including device ID, model and manufacturer, and location information.

OTHER DATA

On occasion, You may give Us additional data in order to enter into a contest or giveaway or to participate in a survey. You will be prompted for this information and it will be clear that You are offering this kind of information in exchange for an entry into such a contest or giveaway.

EMBEDDED CONTENT FROM OTHER WEBSITES

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

HOW LONG WE RETAIN YOUR DATA

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users who register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their own personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

HOW YOUR INFORMATION MAY BE USED

We may use the information collected in the following ways:

  • We may use your information for the following purposes:
  • Operating and maintaining the Website.
  • Sending newsletters and providing information on how to opt out of future mailings.
  • Sending administrative communications, including confirmations, technical notices, policy updates, or security alerts.
  • Responding to your comments or inquiries.
  • Offering user support.
  • Tracking and measuring advertising on the Website.
  • Protecting against unauthorized or illegal activity.
  • Visitor comments may be checked through an automated spam detection service.
  • If you request a password reset, your IP address will be included in the reset email.
  • Products you’ve viewed: we’ll use this to, for example, show you products you’ve recently viewed
  • Location, IP address and browser type: we’ll use this for purposes like estimating taxes and shipping

THIRD-PARTY USE OF PERSONAL INFORMATION

We may share your information with third parties when you explicitly authorize us to do so. Additionally, third-party service providers may assist in various aspects of the Website’s operation, subject to their respective privacy policies.

Currently, we use the following third-party service providers:

NEWSLETTER SIGNUP

When you subscribe to The Practical, By Default newsletter, we use your email address to send you newsletters through our service provider, BirdSend. You can unsubscribe from our newsletter at any time using the provided link in each newsletter.

BirdSend’s privacy policy is available at https://birdsend.co/legal/.

On the Website, you may subscribe to our newsletter, which may be used for advertising purposes. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of online marketing campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click.

Also, this allows the Website to adapt the content of future newsletters to the interests of the user. This behavior will not be passed on to third parties.

COMPLAINTS

If you feel we have not treated your data with the care we set out in this policy, you have the right to file a complaint with the ICO (Information Commissioner’s Office).

However, we hope you will first allow us to address your concerns. You can contact us: by emailing:  Jennifer {at} practicalbydefault {dot} com;

PROCESSING YOUR INFORMATION

For the most part, We do not process Your information in-house, but give it to third-party processors for processing. For example, when PayPal takes Your payment information, they are a third-party processor. They process Your payment and remit the funds to Us. So in many instances, it will be necessary for Us to transmit Your information to a third-party processor, as We do not have the capability to perform these functions. 

Except when required by law, we will not sell, distribute, or reveal your email addresses or other personal information without your consent; however, we may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.

ANONYMOUS DATA

From time to time, we may use anonymous data, which does not identify you alone, or when combined with data from other parties. This type of anonymous data may be provided to other parties for marketing, advertising, or other uses. Examples of this anonymous data may include analytics or information collected from cookies.

RESERVE RIGHTS

I, Jen from Practical, By Default, reserve the right to change the focus of the blog, shut it down, sell it, or change the terms of use (go to a paid platform) at my own discretion.

I also reserve the right to edit or delete any comments submitted to Practical, By Default without notice due to: comments deemed to be spam or questionable spam, comments including profanity, comments containing language or concepts that could be deemed offensive, and comments that attack a group or person individually.

ADVERTISERS AND SPONSORS

I am not responsible for the actions of my advertisers or sponsors. If you purchase a product or service based upon a link from my website, you must take action with that company to resolve any issues, that are not Practical, By Default.

Practical, By Default does advertise and review products. Some of these products are purchased while some are products I received free in order to review. Please note that all my reviews are completely honest, and all product recommendations come from my own personal use and preference.

Any product, claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party in question. Just because I like the color lime green, doesn’t have to mean you will like it too!

To help the website expand, and to cover the costs of running the site some advertising and affiliate links are run on my website. Affiliate links earn me a (mind you – very) small commission on any purchases made when visiting Amazon after clicking on one of these links, at no extra cost to you. 

I will do my absolute best to only provide you with information about products that I truly believe in. I will never take your trust for granted. All reviews on my website will be presented honestly and I will disclose whether I will be receiving any commissions or products for free or I purchased them myself and wanted to share.

DISPLAY ADS

We may use third-party advertising companies to serve content and advertisements when you visit the Website, which may use cookies, as noted above.

RETARGETING ADS

From time to time, the Website may engage in remarketing efforts with third-party companies, such as Google, Facebook, or Instagram, in order to market the Website. These companies use cookies to serve ads based on someone’s past visits to the Website.

AFFILIATE PROGRAM PARTICPATION

The Website may engage in affiliate marketing, which is done by embedding tracking links into the Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Jen M. is a participant in the Amazon.com.ca, Inc. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.ca, Amazon.com

Practical, By Default is “an Affiliate of The Christianbook Group”.

YOUR RIGHTS RELATED TO YOUR PERSONAL INFORMATION

If you have an account on this site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

We request that You do not submit any sensitive data to Us, via public postings, email correspondence with Us, or any other method. We do not request sensitive personal information, such as social security numbers or health data.

UPDATE ACCOUNT INFORMATION

You have the right to update or change any information You have provided to Us. To update or delete Your information, please contact Us at jennifer @ practicalbydefault .com (remove the spaces.)

You have the following rights regarding your personal information:

  • Opt out of future email communications by using the unsubscribe links in our emails.
  • Access your personal information by contacting us.
  • Amend or update your personal information by reaching out to us.
  • Request the erasure of your personal data under certain circumstances.

Please note that we may retain certain information for legitimate purposes, such as recordkeeping or when required by law.

SECURITY OF YOUR INFORMATION

We take all reasonable steps to protect Your personal data and keep Your information secure. We use recognized online secure payment systems and implement generally accepted standards of security to protect against personal data loss or misuse. However, no security measure is foolproof, and no method of data transmission can be guaranteed against interception or misuse. We cannot guarantee the complete security of any information You transmit to Us.

By consenting to this Privacy Policy, You acknowledge that Your personal data may be available, via the Internet, around the world. We cannot prevent the use or misuse of Your data by other parties.

We will notify You promptly of any known breach of Our security systems or Your data that might expose You to serious risk.

CHILDREN’S INFORMATION

Our Website is not intended for children under the age of 16, and we do not knowingly collect personal information from them. If You are under the age of 16, do not access or use Our website or related products or services. If You become aware that We have collected data of anyone under the age of 16, please contact Us so that We may delete that data.

CHANGES TO OUR PRIVACY POLICY

We reserve the right to update this Privacy Policy to reflect changes in our data practices. The date of the last update will be prominently displayed.

CONTACT INFORMATION

If you have any questions or concerns about this Privacy Policy or your personal information, please contact us at Jennifer {at} practicalbydefault {dot} com.

Thank you for entrusting us with your privacy. Your trust is valued, and we are committed to protecting your information.